Existing cardholders: Find out what you need to know about the move to MyCard including important information about managing your account and helpful FAQs.

New applications: Applications for new MyCard credit cards are coming soon.

Upcoming Complimentary Insurance changes

Effective 15 May 2026 – For some MyCard credit cards, International and Domestic Travel Insurance, and Rental Vehicle Excess Insurance (in Australia) will no longer be available.

Please read the summary of changes for further details and how they will affect your insurance cover.

Summary of cover

  • This insurance covers the amount of excess you are liable to pay under a vehicle rental agreement up to the maximum total limit of $5,000 for cards as set out below (until 14 May 2026 – please see Important Changes to Complimentary Insurances) and up to a maximum total limit of $10,000 for MyCard Prestige and Premier cardholders.
  • An excess of $100 applies to each claim payable under rental vehicle excess insurance in Australia.

Please note, if the rental vehicle used is in breach of the rental agreement or without a licence, you will not be covered.

For the full list of benefits and the terms, conditions, exclusions, limits, applicable sub-limits and excesses that apply, please read the MyCard Credit Cards Complimentary Insurance Policy Information Booklet effective 26 November 2025 (PDF, 583KB), opens in new window.

Eligible purchases

Cover may be available for MyCard cardholders if the entire payment for the vehicle rental was charged to the accountholder’s card account and your rental vehicle agreement specifies an amount that is payable in the event the rental vehicle is damaged or stolen while in your custody.

The cover available begins when you collect the rental vehicle from the rental vehicle company or agency you have entered into a rental vehicle agreement with and ends when you return the rental vehicle to the rental vehicle company or agency or at the expiry of the rental vehicle agreement, whichever occurs earlier.

How to make a claim

To make a claim, use one of the following methods:

Online: For claims relating to international travel only, you can submit an online claim, opens in new window.​

Access claim forms and download 24 hours a day, 7 days a week at checkyourcover/mycard, opens in new window.

Email: You can also download, opens in new window, and complete the relevant claim form and email cardclaims@allianz-assistance.com.au.

Call: Call Allianz Global Assistance on 1800 072 791 (within Australia), Monday to Friday 8.30am to 5.00pm AEST.

Emergency assistance is available 24 hours a day, seven days a week. Calls from mobiles, public telephones or hotel rooms may attract additional charges.

Australia: 1800 010 075

Overseas: +61 7 3305 7499

FAQs

For general enquiries about your policy please contact Allianz Global Assistance on 1800 072 791.

If you have a travel emergency, please contact +61 7 3305 7499.

Explore other complimentary insurances

Your MyCard could be eligible for one or more of the following complimentary insurances.

Important information

Important information

Rental Vehicle Excess Insurance

AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz) has issued a Complimentary insurance group policy to National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) which allows eligible NAB account holders and cardholders to claim under it as third party beneficiaries by operation of s48 of the Insurance Contracts Act 1984 (Cth). NAB is the credit provider and issuer of MyCard branded credit cards. Our/us/we/The MyCard Team means NAB unless the context otherwise requires it. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, exclusions, limits and applicable sub-limits of the group policy are set out in the MyCard Credit Cards Complimentary Insurance Policy Information Booklet effective 26 November 2025, opens in new window which may be amended from time to time. Neither NAB nor any of its related corporations guarantee this insurance.