Existing cardholders: Find out what you need to know about the move to MyCard including important information about managing your account and helpful FAQs.

New applications: Applications for new MyCard credit cards are coming soon.

Limited time offers

All credit card products come with the following limited time offers:

Up to 15% off selected Luxury Escapes hotels 

Applies to: All

Enjoy 15% off international hotels and 10% off hotels in Australia when you book a ‘Limited Time LUX Exclusive’ hotel offer. 

  • MyCard Prestige: Promo Code: PRESTIGELUX (up to $500 discount per booking).
  • All other cards: Promo Code MYLUXPROMO (up to $250 discount per booking).

Offer ends 1 March 2026.

10% off selected Expedia hotels

Applies to: All

Save on your next getaway with 10% off selected hotels on Expedia.

  1. Click on the unique booking link for Expedia 
  2. Select a hotel that displays Coupon eligible, reserve and select Pay now
  3. Enter code EXP10TRVL for Expedia at checkout. 

Book by 31 January 2027, stay by 30 June 2027.

10% off selected Wotif hotels

Applies to: All

Explore Australia and beyond with 10% off selected hotels on Wotif.

  1. Click on the unique booking link for Wotif 
  2.  Select a hotel that displays Coupon eligible, reserve and select Pay now
  3. Enter code WOT10TRVL at checkout. 

Book by 31 January 2027, stay by 30 June 2027.

Credit Card benefits

Our MyCard credit cards come with many special benefits. We have explained each benefit, which cards they apply to and how to redeem.

4th Night on Us

Applies to: Prestige, Prestige Qantas

Annual Value | Up to $4,000  

Book four consecutive nights of accommodation with Luxury Escapes and receive a credit back for one night (up to $1,000 credit per booking).

Enjoy a luxurious holiday up to four times a year.

Use code at checkout: PRESTIGE4N

15 complimentary airport lounge visits with Priority PassTM

Applies to: Prestige, Prestige Qantas

Annual Value | US$444 

Enjoy complimentary Priority Pass™ Membership with 15 lounge visits shared between you and any accompanying guests over a 12-month period to over 1,700 airport lounges worldwide with Priority Pass™.
   
To enrol in Priority Pass™, visit prioritypass.com/prestigeaumc, opens in new window and enter code CTPRSG333.  

You will be automatically enrolled in Priority Pass with a Digital Membership Card accessible through the Priority Pass App.

For more information on your Priority Pass Membership or for the list of up-to-date airport lounges, visit prioritypass.com, opens in new window or call Priority Pass on +852 2866 1964.

Uber Premier $100 Cashback 

Applies to: Prestige, Prestige Qantas

Annual Value | $100 

Spend $100 or more on Uber Premier (or other available ride options) in one transaction with to receive $100 cashback.

Two complimentary airport lounge visits with Priority PassTM 

Applies to: Premier, Premier Qantas

Annual Value | Up to $99  

Enjoy access to over 1,700 airport lounges worldwide with complimentary Priority Pass™ membership, including two complimentary lounge visits each membership year.

To enrol in Priority Pass™ visit prioritypass.com/premieraumc, opens in new window  and enter code CTPRM331.

You will be automatically enrolled in Priority Pass™ with a Digital Membership Card, accessible through the Priority Pass™ App. 

For more information on your Priority Pass Membership or for the list of up-to-date airport lounges, visit prioritypass.com, opens in new window or call Priority Pass on +852 2866 1964. 

Personal concierge service

Applies to: Prestige, Premier, Prestige Qantas, Premier Qantas

Connect to extraordinary travel, dining, and entertainment experiences, perks, and privileges, with a 24/7 personalised concierge service to assist and inspire you.

Contact us via the following methods:   
 
Phone:  1800 831 693
Email:  Mastercard.en-ap@tengroup.com
Website: travel.mastercard.com, opens in new window
WhatsApp: +44 7418 370 344

Instalment Plans

Applies to: All

Instalment Plans are available to help you manage your cashflow.

Repay large expenses in monthly instalments at a discounted interest rate over a set term that suits you.

Complimentary Insurances

You can access the following complimentary insurances, which vary per MyCard credit card.

Complimentary Travel Insurance and Rental Vehicle Excess Insurance 

Applies to: Prestige, Premier, Prestige Qantas, Premier Qantas

Access to complimentary international and domestic travel insurance and rental vehicle excess insurance in Australia.

Complimentary Purchase Protection Insurance

Applies to: All

Access complimentary purchase protection insurance on eligible purchases.

Complimentary Extended Warranty Insurance

Applies to: All

Access complimentary extended warranty insurance on eligible purchases.

Complimentary Mobile Phone Insurance

Applies to: All excluding Simplicity

Value | Up to $1,000 per claim with an annual limit of $1,650 and excess of $50 per claim. 

Pay your monthly postpaid plan bill with your eligible MyCard credit card and you’ll be covered for accidental damage and theft. 

Complimentary Mobile Phone Insurance is available to MyCard Clear, Rewards, Premier, Premier Qantas, Prestige and Prestige Qantas cardholders.

MyCard Rewards Program and Qantas Rewards Program

If your MyCard credit card is enrolled in the MyCard Rewards Program or MyCard Qantas Rewards Program, find out more about how to redeem your Points.

MyCard Rewards Program

Earn MyCard Reward Points on eligible everyday purchases and redeem them your way. From Pay with Points, Giftcards, Points Transfer options and more.

MyCard Qantas Rewards Program

Earn Qantas Points on your MyCard Prestige Qantas or MyCard Premier Qantas card and use them on flights, hotels, entertainment and more.

Explore our Credit Cards

MyCard Clear

A low interest rate on Retail Purchases. Minimum Credit Limit $2,000. Purchase Rate 14.99% p.a.

Annual fee

$ 149 p.a.
  • Low ongoing variable interest rate on Retail Purchases

  • Complimentary Extended Warranty Insurance and Purchase Protection Insurance

  • Personal concierge service 

MyCard Rewards

Earn points on your everyday spend and turn them into rewards you love. Minimum Credit Limit $2,000. Purchase Rate 22.49% p.a.

Annual fee

$ 199 p.a.
  • Earn MyCard Reward Points 

  • Complimentary Mobile Phone Insurance 

  • Complimentary Extended Warranty Insurance and Purchase Protection Insurance

  • Pay with Points 

MyCard Premier

Elevate every moment with rewards and travel benefits. Minimum Credit Limit $10,000. Purchase Rate 22.49% p.a.

Annual fee

$ 300 p.a.
  • Earn MyCard Reward Points 

  • Two complimentary airport lounge passes with Priority PassTM

  • Complimentary Travel Insurance  and Mobile Phone Insurance 

  • Personal concierge service 

  • Discounts from our partners

MyCard Prestige

Premium travel benefits with our highest Reward Points earning card. Minimum Credit Limit $20,000. Purchase Rate 22.49% p.a.

Annual fee

$ 700 p.a.
  • Earn MyCard Reward Points 

  • 4th Night on Us with Luxury Escapes 

  • 15 airport lounge visits every year with Priority PassTM 

  • Complimentary Travel Insurance  and Mobile Phone Insurance 

  • Uber Premier $100 cashback 

MyCard Simplicity

Enjoy no annual fee or late fees. Minimum Credit Limit $2,000. Purchase Rate 22.49% p.a.

Annual Fee

$ 0 p.a.
  • No Annual Fee. No late fees.

  • Complimentary Extended Warranty Insurance and Purchase Protection Insurance

  • Discounts from our partners

MyCard Premier Qantas

Earn Qantas Points with access to rewards and travel benefits. Minimum Credit Limit $10,000. Purchase Rate 22.49% p.a.

Annual Fee

$ 350 p.a.
  • Earn Qantas Points 

  • Two complimentary airport lounge passes with Priority PassTM

  • Complimentary Travel Insurance  and Mobile Phone Insurance 

  • Personal concierge service 

  • Discounts from our partners

MyCard Prestige Qantas

Our highest Qantas Points earning card with premium travel benefits. Minimum Credit Limit $20,000. Purchase Rate 22.49% p.a.

Annual fee

$ 749 p.a.
  • Earn Qantas Points 

  • 4th Night on Us with Luxury Escapes 

  • 15 airport lounge visits every year with Priority PassTM 

  • Complimentary Travel Insurance  and Mobile Phone Insurance 

  • Uber Premier $100 cashback 

Important information

Important information

Fees and charges

Read our Credit Card Terms and Conditions. Credit card fees and charges are payable. Approval and credit limit is subject to MyCard's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Correct as at today. Credit cards issued by National Australia Bank Limited.