Enjoy no annual fee or late fees. Minimum Credit Limit $2,000. Purchase Rate 22.49% p.a.
Making payments to your account: You can find details on how to make payments to your account here. Your new BPAY reference number is in your MyCard statement, but payments using your previous BPAY details will still be applied to your account.
Getting copies of your statements: You can download statements from November 2023 onward via the MyCard app or MyCard Online. For earlier statements, you can request them through chat with us in MyCard Online. Only the accountholder can view or request statements.
Accessing MyCard Online: refer to our FAQs on how to retrieve your MyCard user ID and log in for the first time.
Find a credit card that suits you
MyCard Simplicity
Annual Fee
$
0
p.a.
MyCard Clear
A low interest rate on Retail Purchases. Minimum Credit Limit $2,000. Purchase Rate 14.99% p.a.
Annual fee
$
149
p.a.
MyCard Rewards
Earn points on your everyday spend and turn them into rewards you love. Minimum Credit Limit $2,000. Purchase Rate 22.49% p.a.
Annual fee
$
199
p.a.
MyCard Premier
Elevate every moment with rewards and travel benefits. Minimum Credit Limit $10,000. Purchase Rate 22.49% p.a.
Annual fee
$
300
p.a.
MyCard Premier Qantas
Earn Qantas Points with access to rewards and travel benefits. Minimum Credit Limit $10,000. Purchase Rate 22.49% p.a.
Annual Fee
$
350
p.a.
MyCard Prestige
Premium travel benefits with our highest Reward Points earning card. Minimum Credit Limit $20,000. Purchase Rate 22.49% p.a.
Annual fee
$
700
p.a.
MyCard Prestige Qantas
Our highest Qantas Points earning card with premium travel benefits. Minimum Credit Limit $20,000. Purchase Rate 22.49% p.a.
Annual fee
$
749
p.a.
All credit cards come with…
Up to 15% off Luxury Escapes
Enjoy up to 15% off eligible Luxury Escapes hotels. Discount cap applies.
10% off selected Expedia hotels
Save on your next getaway with 10% off selected hotels on Expedia.
10% off selected Wotif hotels
Explore Australia and beyond with 10% off selected hotels on Wotif.
Complimentary Purchase Protection Insurance
Access Complimentary Purchase Protection Insurance
Complimentary Extended Warranty Insurance
Access Complimentary Extended Warranty Insurance
Instalment Plans
Pay back large credit card expenses with monthly instalments.
MyCard Rewards Program
Make every spend rewarding with the MyCard Rewards Program.
The MyCard Rewards Program only applies to MyCard Rewards, MyCard Premier and MyCard Prestige cardholders.
Pay with Points
Redeem your reward points to receive a credit back on almost any purchase with Pay with Points.
Redeem Giftcards
Redeem your reward points for Giftcards with over 50 brands and stores to choose from.
Transfer Points
Transfer your points to one of our loyalty partner programs including Flybuys and Velocity Frequent Flyer.
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Things you should know
Important information
Read our App and Online Terms of Use. Interest rates, fees and charges apply and are subject to change, correct as at today. Approval and credit limit are subject to our credit assessment criteria. Read our Credit Card Terms and Conditions and Other Important information.