Your ticket to more. Turn your daily spending into rewards.
What is the MyCard Rewards Program?
The MyCard Rewards Program
Earn points on everyday purchases and turn them into experiences, premium lifestyle benefits and rewards that elevate your everyday.
Whether you’re planning your next escape or enjoying the here and now, the MyCard Rewards program is designed to move with you, rewarding how you live today.
How to use your MyCard Reward Points
Redeem your points today or save them for the trip of a lifetime tomorrow.
Login to start redeeming.
Pay with Points
Redeem your Reward Points to receive a credit back on almost any purchase with Pay with Points.
Giftcards
Redeem your Reward Points for Giftcards with over 50 brands and stores to choose from.
Points Transfer
Transfer your Reward Points to one of our loyalty partner programs including Flybuys and Velocity Frequent Flyer.
Cashback or Annual Fee credit
Redeem your Reward Points for cashback or a credit towards your Annual Fee.
Shop with Points
Redeem your Reward Points at checkout for eligible purchases made at Kogan.com
Ready to redeem? Login to explore your rewards
Find a Card that rewards your lifestyle
Make the most of your card’s benefits
From rewards, complimentary insurances, luxury hotel deals and more. Find out more about our MyCard benefits.
Explore our rewards cards
MyCard Rewards
Earn points on your everyday spend and turn them into rewards you love.
Annual fee: $199 p.a.
The fee will increase to $249 p.a. for applications started on or after 1 October 2026.
Minimum Credit Limit $2,000.
Purchase Rate 22.49% p.a.
MyCard Premier
Elevate every moment with rewards and travel benefits.
Annual fee: $300 p.a.
Minimum Credit Limit $10,000.
Purchase Rate 22.49% p.a.
MyCard Prestige
Premium travel benefits with our highest points earning card.
Annual fee: $700 p.a.
Minimum Credit Limit $20,000.
Purchase Rate 22.49% p.a.
Explore MyCard Insights
Explore our insightful articles for practical tools and tips on how to maximise your Reward Points.
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Things you should know
Interest rates, fees and charges apply and are subject to change, correct as at today. Approval and credit limit are subject to our credit assessment criteria. Read our Credit Card Terms and Conditions and Other Important information.