Redeem your Reward Points for cashback or a credit towards your annual fee.
Why Shop with Points?
Enjoy savings on electronics, home appliances, household goods and more when you redeem your MyCard Reward Points for eligible purchases at Kogan.com
Please note: Shop with Points is only available for MyCard Prestige, Premier, Platinum and Rewards primary cardholders.
Seamless redemption
Real value, instantly
Freedom to choose
How it works
Simply register your eligible MyCard credit card for Shop with Points in your Kogan.com account, and the option will appear at checkout.
1. Shop at Kogan.com
Add the items you’d like to purchase to your cart and proceed to the checkout.
2. Choose Your MyCard Credit Card
At the payment step, select the MyCard Reward Points option.
3. Redeem Your Reward Points
Enter the number of points you’d like to apply - either a partial amount or the full balance - and complete your order. If you don’t complete the purchase, the points will be returned to your Rewards Balance.
Other ways to redeem
Explore our rewards cards
MyCard Rewards
Earn points on your everyday spend and turn them into rewards you love.
Annual fee: $199 p.a.
Minimum Credit Limit $2,000.
Purchase Rate 22.49% p.a.
MyCard Premier
Elevate every moment with rewards and travel benefits.
Annual fee: $300 p.a.
Minimum Credit Limit $10,000.
Purchase Rate 22.49% p.a.
MyCard Prestige
Premium travel benefits with our highest points earning card.
Annual fee: $700 p.a.
Minimum Credit Limit $20,000.
Purchase Rate 22.49% p.a.
FAQs
The Shop with Points option will be available as a payment method at checkout for eligible products. Your MyCard Reward Points will be redeemed when you select ‘Apply’ after you have nominated the value of Reward Points that you want to redeem against a purchase. If you elect not to proceed with completing the purchase, the redeemed Reward Points will be reversed back to your Rewards Balance. Please read the MyCard Rewards Terms & Conditions for more details.
Shop with Points is available to primary cardholders of MyCard Prestige, Premier, Platinum, and Rewards cards. Please note: MyCard Qantas credit cards are not eligible for Shop with Points.
Once you have completed your purchase, Shop with Points redemption cannot be cancelled or reversed.
Your Reward Points will be redeemed at the Kogan.com checkout when you select ‘Apply’ after you have nominated the value of Reward Points that you want to redeem against a purchase. If you decide not to complete the purchase, the redeemed Reward Points will be reversed back to your Rewards Balance.
If your card is temporarily blocked, for example, because it has been lost or stolen or had unauthorised activity, you’ll need to link your new MyCard credit card to your Kogan.com account to use Shop with Points. To do this, login to your Kogan.com account and go to ‘Rewards Program’ > ‘Unlink Card’. Once completed, follow the prompts to link your new card.
Yes, you can make a Reward Points redemption to pay for part of the purchase price. The remaining balance of the purchase will be charged to your other chosen payment option.
You do not earn Reward Points on, and no chargeback rights apply to, the portion of your purchase made with your Reward Points redemption.
If you have not received a product you have purchased from Kogan.com using your Reward Points, please contact Kogan.com for assistance.
Things you should know
Register your eligible MyCard Credit Card for “Shop with Points” with your Kogan.com account to be eligible to redeem using Shop with Points on eligible purchases at Kogan.com. Once you have registered your Card, Shop with Points will appear as a payment option for selected products at Kogan.com. If you make a Reward Points redemption to make a partial payment of the purchase, the remaining balance of the purchase will be charged to your other chosen payment option by Kogan.com. You may only enrol one credit card at any time with Shop with Points. Additional Cardholders are not eligible to redeem Reward Points for Shop with Points.
Items purchased using Shop with Points are subject to the Kogan.com’s terms and conditions and return policy.
Interest rates, fees and charges apply and are subject to change, correct as at today. Approval and credit limit are subject to our credit assessment criteria.
Read our Credit Card Terms and Conditions and Other Important information. Reward Points are earned and redeemed in accordance with the Terms and Conditions of the MyCard Rewards Program.