Existing cardholders: Find out what you need to know about the move to MyCard including important information about managing your account and helpful FAQs.

New applications: Applications for new MyCard credit cards are coming soon.

What is the MyCard Rewards Program?

The MyCard Rewards Program  is for MyCard Rewards, Premier, Prestige, Platinum and Classic Plus cardholders. On top of the high value benefits,  the program unlocks points on your everyday purchases, opens the door to meaningful experiences, premium lifestyle perks and rewards that elevate your everyday.

Whether you’re planning your next escape or enjoying the everyday, the MyCard Rewards Program is tailored for how you live, today and tomorrow.

Our Rewards Program credit card range

Not a MyCard Rewards, Premier or Prestige cardholder yet? Explore the card that suits your lifestyle. Please note, MyCard Platinum and Classic Plus are no longer for sale.

MyCard Rewards

Earn points on your everyday spend and turn them into rewards you love.

Annual fee: $199 p.a.

Minimum Credit Limit $2,000.

Purchase Rate 22.49% p.a.

MyCard Premier

Elevate every moment with rewards and travel benefits.

Annual fee: $300 p.a.

Minimum Credit Limit $10,000.

Purchase Rate 22.49% p.a.

MyCard Prestige

Premium travel benefits with our highest Reward Points earning card.

Annual fee: $700 p.a.

Minimum Credit Limit $20,000.

Purchase Rate 22.49% p.a.

How to use your MyCard Reward Points

Redeem your points today or save it for the trip of a lifetime tomorrow. Already a MyCard Rewards, Premier, Prestige, Platinum or Classic Plus cardholder? Login, opens in new window to start redeeming.

Pay with Points

Redeem your reward points to receive a credit back on almost any purchase with Pay with Points.

Redeem Giftcards

Redeem your reward points for Giftcards with over 50 brands and stores to choose from.

Transfer points

Transfer your points to one of our loyalty partner programs including Flybuys and Velocity Frequent Flyer.

Cashback or Annual Fee credit

Redeem your points for cashback or a credit towards your annual fee.

Ready to redeem? Login to explore your rewards

Log in to your MyCard Account to track, redeem and enjoy your reward points now.

Find a Card that rewards your lifestyle

Find the right MyCard today to start earning rewards tomorrow.

Access more benefits

Our MyCard credit cards come with many features and benefits. From rewards, complimentary insurances, luxury hotel deals and more. Find out more about our MyCard benefits.

Explore MyCard Insights

Explore our insightful articles for practical tools and tips on how to maximise your MyCard Reward Points.

Credit cards explained, how to use one like a pro

Cut through the jargon and learn how to understand the value of your credit card, from interest-free periods and fees to statements.

Credit confidence: Build the score that opens doors

Learn what a credit score really means, how to check yours for free, and the simple habits that turn today’s number into tomorrow’s financial freedom.

Debit or credit, how to choose

Is debit or credit right for you? Uncover the differences between cards and why the choice depends on your unique spending style and goals.

Things you should know

Important information