Welcome to MyCard

Your ticket to more

Whether you're managing everyday expenses, making the most of Points and Rewards, or planning your next big move, our range of cards and benefits help you get more from every moment. With MyCard, today's choices can open up more possibilities for tomorrow. Whatever matters most to you, we're here to help you move forward with confidence.

Explore some of our most popular Credit Cards

Low rate

MyCard Clear

A low interest rate on Retail Purchases. Minimum Credit Limit $2,000. Purchase Rate 14.99% p.a.

Annual Fee

$149 p.a.
  • Low ongoing variable interest rate on Retail Purchases

  • Complimentary Extended Warranty Insurance and Purchase Protection Insurance

  • Discounts from our partners

Current offer:

Everyday rewards

MyCard Rewards

Earn points on your everyday spend and turn them into rewards you love. Minimum Credit Limit $2,000. Purchase Rate 22.49% p.a.

Annual Fee

$199 p.a.
  • Earn MyCard Reward Points 

  • Complimentary Mobile Phone Insurance

  • Complimentary Extended Warranty Insurance and Purchase Protection Insurance

  • Pay with Points 

  • Discounts from our partners

Choose one partner offer:

Travel and rewards

MyCard Premier

Elevate every moment with rewards and travel benefits. Minimum Credit Limit $10,000. Purchase Rate 22.49% p.a.

Annual Fee

$300 p.a.
  • Earn MyCard Reward Points 

  • Two complimentary airport lounge passes with Priority PassTM

  • Complimentary Travel Insurance and Mobile Phone Insurance

  • Personal concierge service 

  • Discounts from our partners

Choose one partner offer:

Latest offers

0% p.a. for 24 months on Balance Transfers with MyCard Clear

Get 0% p.a. for 24 months on balance transfers with the MyCard Clear Card. 3% balance transfer fee applies. Balance transfer rate reverts to cash advance rate after the promotional period.

Minimum Credit Limit $2,000. Purchase rate 14.99% p.a.

Annual Fee

$149 p.a.

0% p.a. for 15 months on Purchases and Balance Transfers with MyCard Rewards

Get 0% p.a. for 15 months on purchases and balance transfers with the MyCard Rewards Card. 2% balance transfer fee applies. Balance transfer rate reverts to cash advance rate after the promotional period

Minimum Credit Limit $2,000. Purchase Rate 22.49% p.a.

Annual Fee

$199 p.a.

Up to 100,000 bonus Qantas Points with MyCard Premier Qantas

Spend $6,000 on eligible purchases within 90 days from approval to earn 70,000 bonus Qantas Points and an additional 30,000 bonus Qantas Points when you keep your card open for over 12 months. Plus, save with 0% p.a. for 12 months on Balance Transfers. 3% Balance Transfer Fee applies. Balance Transfer rate reverts to Cash Advance rate after the promotional period.

Minimum Credit Limit $10,000. Purchase Rate 22.49% p.a.

Annual Fee

$350 p.a.

We’re here to help

Have you downloaded the new MyCard App?

Manage your money securely with the MyCard App.

  • Easy payments and transfers

  • Manage your card on the go

  • Track your spending

  • Temporarily block a card

  • Contactless pay with digital wallets

Be inspired, explore Insights

Credit cards explained, how to use one like a pro

Cut through the jargon and learn how to understand the value of your credit card, from interest-free periods and fees to statements.

Credit confidence: Build the score that opens doors

Learn what a credit score really means, how to check yours for free, and the simple habits that turn today’s number into tomorrow’s financial freedom.

Debit or credit? How to choose

Is debit or credit right for you? Uncover the differences between cards and why the choice depends on your unique spending style and goals.

Contact us

Chat with us

Log in to your account and chat with us online.

Launch chat now

Call us

Speak with our MyCard Customer Service Team over the phone.

13 24 84 (or +61 2 8225 0615 if outside Australia)

Write to us at

MyCard

GPO Box 9992, Melbourne VIC 3001.

Important information

Fees and charges

Read our Credit Card Terms and Conditions. Credit card fees and charges are payable. Approval and credit limit is subject to MyCard's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Correct as at today. Please refer to the Target Market Determinations for our products. Credit cards issued by National Australia Bank Limited.