We're aware of scam emails being sent that impersonate MyCard asking customers to verify their account details to restore full access to their account. Do not click the link or provide any information.

  • The email will say that we reached out regarding a manual verification required for your account and that we have temporarily limited certain card features. They will provide a link for you to click to restore the features by completing a verification process.
  • Do not reply to the message, click the link or copy the URL into your browser and block the sender immediately.

If you have received this type of email or text message, please report it via email as an attachment to: phish@mycard.com.au. If you have provided information, contact us on 13 24 84 or +61 2 8225 0615 if you are overseas immediately.

Introducing MyCard

Your ticket to more.

Whether you’re managing everyday expenses, maximising points and rewards, or planning your next big move, our mission is to deliver credit cards that fit your lifestyle. Brought to you by NAB, here to be the most customer-centric company in Australia and New Zealand. MyCard, your ticket to more.

Explore some of our most popular Credit Cards

Low rate

MyCard Clear

A low interest rate on Retail Purchases. Minimum Credit Limit $2,000. Purchase Rate 14.99% p.a.

Annual Fee

$149 p.a.

  • Low ongoing variable interest rate on Retail Purchases

  • Complimentary Extended Warranty Insurance and Purchase Protection Insurance

  • Discounts from our partners

Current offer:

Everyday rewards

MyCard Rewards

Earn points on your everyday spend and turn them into rewards you love. Minimum Credit Limit $2,000. Purchase Rate 22.49% p.a.

Annual Fee

$199 p.a.

  • Earn MyCard Reward Points 

  • Complimentary Mobile Phone Insurance

  • Complimentary Extended Warranty Insurance and Purchase Protection Insurance

  • Pay with Points 

  • Discounts from our partners

Choose one partner offer:

Travel and rewards

MyCard Premier

Elevate every moment with rewards and travel benefits. Minimum Credit Limit $10,000. Purchase Rate 22.49% p.a.

Annual Fee

$300 p.a.

  • Earn MyCard Reward Points 

  • Two complimentary airport lounge passes with Priority PassTM

  • Complimentary Travel Insurance and Mobile Phone Insurance

  • Personal concierge service 

  • Discounts from our partners

Choose one partner offer:

We’re here to help

Have you downloaded the new MyCard App?

Manage your money securely with the MyCard App.

  • Easy payments and transfers

  • Manage your card on the go

  • Track your spending

  • Temporarily block a card

  • Contactless pay with digital wallets

Get started with MyCard

Find out everything you need to know about MyCard.

Be inspired, explore Insights

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Cut through the jargon and learn how to understand the value of your credit card, from interest-free periods and fees to statements.

Credit confidence: Build the score that opens doors

Learn what a credit score really means, how to check yours for free, and the simple habits that turn today’s number into tomorrow’s financial freedom.

Debit or credit? How to choose

Is debit or credit right for you? Uncover the differences between cards and why the choice depends on your unique spending style and goals.

Important information

Important information

Fees and charges

Read our Credit Card Terms and Conditions. Credit card fees and charges are payable. Approval and credit limit is subject to MyCard's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Correct as at today. Please refer to the Target Market Determinations for our products. Credit cards issued by National Australia Bank Limited.