Existing cardholders: Find out what you need to know about the move to MyCard including important information about managing your account and helpful FAQs.

New applications: Applications for new MyCard credit cards are coming soon.

Introducing MyCard

Your ticket to more.

Whether you’re managing everyday expenses, maximising points and rewards, or planning your next big move, our mission is to deliver credit cards that fit your lifestyle. Brought to you by NAB, here to be the most customer-centric company in Australia and New Zealand. MyCard, your ticket to more.

Explore some of our most popular Credit Cards

MyCard Clear

A low interest rate on Retail Purchases. Minimum Credit Limit $2,000. Purchase Rate 14.99% p.a.

Annual Fee

$ 149 p.a.

  • Low ongoing variable interest rate on Retail Purchases

  • Complimentary Travel Insurance  and Mobile Phone Insurance 

  • Discounts from our partners

MyCard Rewards

Earn points on your everyday spend and turn them into rewards you love. Minimum Credit Limit $2,000. Purchase Rate 22.49% p.a.

Annual Fee

$ 199 p.a.

  • Earn MyCard Reward Points 

  • Complimentary Mobile Phone Insurance 

  • Complimentary Travel Insurance  and Mobile Phone Insurance 

  • Pay with Points 

  • Discounts from our partners

MyCard Premier

Elevate every moment with rewards and travel benefits. Minimum Credit Limit $10,000. Purchase Rate 22.49% p.a.

Annual Fee

$ 300 p.a.

  • Earn MyCard Reward Points 

  • Two complimentary airport lounge passes with Priority PassTM

  • Complimentary Travel Insurance  and Mobile Phone Insurance 

  • Personal concierge service 

  • Discounts from our partners

We’re here to help

Have you downloaded the new MyCard App?

Manage your money securely with the MyCard App.

  • Easy payments and transfers

  • Manage your card on the go

  • Track your spending

  • Temporarily block a card

  • Contactless pay with digital wallets

Get started with MyCard

Find out everything you need to know about MyCard.

Be inspired, explore Insights

Credit cards explained, how to use one like a pro

Cut through the jargon and learn how to understand the value of your credit card, from interest-free periods and fees to statements.

Credit confidence: Build the score that opens doors

Learn what a credit score really means, how to check yours for free, and the simple habits that turn today’s number into tomorrow’s financial freedom.

Debit or credit? How to choose

Is debit or credit right for you? Uncover the differences between cards and why the choice depends on your unique spending style and goals.

Important information

Important information

Fees and charges

Read our Credit Card Terms and Conditions. Credit card fees and charges are payable. Approval and credit limit is subject to MyCard's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Correct as at today. Credit cards issued by National Australia Bank Limited.