Existing cardholders: Find out what you need to know about the move to MyCard including important information about managing your account and helpful FAQs.
New applications: Applications for new MyCard credit cards are coming soon.
Terms and conditions and product disclosure statements
A terms and conditions document or a product disclosure statement provides information about a product including key features, benefits, risks and the associated costs and fees.
Find the information you need by looking at our product categories.
Credit Card Terms and Conditions
Credit Card Terms and Conditions and Other Important Information (PDF, 470KB), opens in new window
MyCard Prestige Credit Card Benefit Terms and Conditions (PDF, 121KB), opens in new window
Complimentary Insurance Terms and Conditions
Digital Wallets Terms and Conditions
Samsung Pay Terms and Conditions (PDF, 97KB), opens in new window
Apple Pay Terms and Conditions (PDF, 97KB), opens in new window
Google Pay Terms and Conditions (PDF, 102KB), opens in new window
Consumer Data Right (CDR) Policy
The Consumer Data Right (CDR) provides consumers with greater control over their information, the products and services they use or wish to use, and their use of those products and services, called CDR data. You can read MyCard’s CDR policy for more information.
MyCard Consumer Data Right Policy (PDF, 143KB), opens in new window
Historical TMDs and Terms and Conditions
View Target Market Determinations (TMDs) and Insurance Terms and Conditions for MyCard products effective prior to 24 November 2025.